discarded lies: monday, april 23, 2018 3:00 am zst
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daily archive: 01/16/2006
guest author: Travis in Discarded Lies - Hyperlinkopotamus:
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guest author: kianb in Discarded Lies - Hyperlinkopotamus:
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guest author: greenmamba in Discarded Lies - Hyperlinkopotamus:
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guest author: Dances With Typos in Discarded Lies - Hyperlinkopotamus:
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guest author: Matt - מתי in Discarded Lies - Hyperlinkopotamus:
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guest author: Matt - מתי in Discarded Lies - Hyperlinkopotamus:
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guest author: Dances With Typos in Discarded Lies - Hyperlinkopotamus:
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guest author: Dances With Typos in Discarded Lies - Hyperlinkopotamus:
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evariste in Discarded Lies:
Mexico demanding things again
Mexico is demanding that the US allow more legal immigration, and helpfully suggesting that "illegal" immigrants-who "broke" the "law" to enter the country "illegally", not be treated like criminals. Funny, I hadn't noticed that we were. We let them open bank accounts, buy houses, attend college at state resident tuition, get free health care, and in some states, driver's licenses.
Fox's spokesman, Ruben Aguilar, defended the administration's record on Monday, telling reporters that migration has declined in recent years, though official figures show it remains at historically high levels.

Aguilar also said migrants "don't emigrate because they lack work, but rather for a series of other reasons, cultural reasons or better living conditions."
Ha, ha! Go on, tell another one. They emigrate because you and your corrupt cronies are in power, denying them economic opportunity and stultifying their lives. And when they escape your paradise, your corrupt and evil narco-regime is propped up by their remittances home. Pundita said it best in her piece, Why Vicente Fox is going straight to Hell.
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guest author: Death Mask of Tutankhamen in Discarded Lies - Hyperlinkopotamus:
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guest author: Franco CBI in Discarded Lies - Hyperlinkopotamus:
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guest author: WriterMom in Discarded Lies - Hyperlinkopotamus:
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guest author: Franco CBI in Discarded Lies - Hyperlinkopotamus:
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guest author: joem in Discarded Lies - Hyperlinkopotamus:
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guest author: Meshuganah Max in Discarded Lies - Hyperlinkopotamus:
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zorkmidden in Discarded Lies:
Whose fault
According to Prince Saud al-Faisal, the foreign minister representing our valuable and trusted Saudi allies, Iran's development of nuclear weapons is the 'fault of the West' because we "allowed" Israel to develop nuclear weapons. The Saudis haven't condemned Ahmadinejad's Holocaust denial or his calls for the destruction of Israel (no Arab leaders have except the Jordanian king, if I'm not mistaken) and al-Faisal's only concern is that if Iran were to use nuclear weapons against Israel, it would end up killing Palestinians (killing Jews is not a problem). Meanwhile, the West is supposed to support a Saudi initiative to set up an international counter-terrorism center. Sounds like the Saudis want us to give money and support to ideological terrorists so they can spread more terror but I shouldn't be suprised; it's the same thing we've been doing with the Palestinian Authority for years.

(A thimbleful of cognac to Jerusalem Posts)
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guest author: papijoe in Discarded Lies - Hyperlinkopotamus:
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guest author: Ed Mahmoud abu Beach Season is Over! in Discarded Lies - Hyperlinkopotamus:
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guest author: papijoe in Discarded Lies - Hyperlinkopotamus:
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guest author: RIP Ford in Discarded Lies - Hyperlinkopotamus:
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guest author: cba γβα גב? ابت вба in Discarded Lies - Hyperlinkopotamus:
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guest author: luLU in Discarded Lies:
Financial prudence not destroying the U.S.!
Jonathan Clements writes in his weekly column "Getting Going," which appears in The Wall Street Journal Sunday:
My correspondents claim: If we all saved diligently, if we all indexed, the American economy would collapse and the stock market would grind to a halt. There are all kinds of things that keep me up at night. I try to remember if I unplugged the iron. I fret about next week's column. I wonder whether the New York Knicks have any hope of making the playoffs. But I've got to tell you: I sure don't worry about a national outbreak of financial prudence.
If your local paper carries the Wall Street Journal Sunday (on Sunday, naturally) then be sure to read "Getting Going." Clements is an engaging writer and he gives sound financial advice. His two main themes are (1) save often, and (2) use index funds.
Most Americans are hopelessly ill-prepared for retirement. The solution, of course, is to save diligently, and I make that suggestion with monotonous regularity. Yet some of my correspondents argue that promoting thrift is dangerous stuff. I apparently run the risk of singlehandedly shoving the U.S. economy into a downward spiral of excessive saving and too little spending.
Heh! Didn't Americans' saving rate go negative recently? Anyway, as Clements points out, the savings rate from 1960 through 1980 was 8% to 10% and the economy grew just fine.

In case you are not familiar with index funds, they are mutual funds whose portfolio mimics an index such as the S&P 500. There are also bond index funds and international stock index funds. Index funds have two advantages: while they cannot "beat the market" they also cannot do much worse than the index they are tracking, and they are relatively easy to manage so their fees are low. Investors who practice indexing simply decide how they want to allocate their money among the various market sectors, plunk their money into an index fund for each sector, and go back to their blogs with peaceful hearts.
When readers aren't worrying that I will precipitate the collapse of the U.S. economy, they're fretting that I will cause the shuttering of the New York stock Exchange. What would happen, they ask, if everybody indexed? Frankly, we are so far from that point that it is hardly worth considering. Despite all the discussion of indexing, it's still not terribly popular.
Actually it is not the survival of the New York stock Exchange that worries Clements' readers, it is something known as "market efficiency."
Thanks to today's whirlwind of trading, we have a wonderfully efficient market. Not only do active investors keep stocks fairly priced by bidding up undervalued shares and selling pricey stocks, but also they provide liquidity. This means that whenever we indexers want to buy or sell, there's never any problem finding somebody to take the other side of our trades.

But here's the astonishing part: In return for provinding such a valuable service, active investors receive precious little reward. Most end up lagging behind the market, as their results are dragged down by all the investment costs they incur.

Indeed, I like to think of active investors as capitalism's philanthropists. They sacrifice their financial health for the benefit of the marketplace -- and those of us who index mooch off their good work.
I guess I am mooching my way toward retirement. That's okay by me.
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guest author: V the K in Discarded Lies - Hyperlinkopotamus:
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guest author: kianb in Discarded Lies - Hyperlinkopotamus:
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floranista in The Secret Garden:
Celebrate Martin Luther King
Today we celebrate the birthday of Dr. Martin Luther King, Jr.
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